Figure out how much you are spending, then create a monthly savings plan

Figure out where you are spending and why you are spending.

Pay off all credit cards in full so that you are able to carry as little debt as possible; consistently keep an eye on your credit card.

Set life goals for yourself, whether big or small, for both financial and lifestyle and create a blueprint for achieving those goals.

Create an automatic savings account for your future retirement plan as well as setting up an emergency fund.

Review your spending.